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Phillip Ramos

Independent Licensed Agent

Chula Vista, California

Articles by phillip ramos

Pros and Cons of Medicare Advantage Plans

Pros and Cons of Medicare Advantage Plans Introduction: Understanding Medicare Advantage Plans Medicare Advantage plans, also known as Medicare Part C, offer an alternative way to receive Medicare benefits through private insurance companies approved by Medicare. While these plans provide comprehensive coverage and additional benefits beyond Original Medicare, they also

Expanding Medicaid Coverage: Implications for Healthcare Access

Medicaid expansion has been a pivotal policy initiative aimed at increasing access to healthcare for low-income individuals and families. Under the Affordable Care Act (ACA), states have the option to expand Medicaid eligibility to cover individuals with incomes up to 138% of the federal poverty level. This article examines the

Addressing Healthcare Disparities: A Focus on Access

Healthcare disparities persist as a significant challenge worldwide, with certain populations facing barriers that limit their access to essential healthcare services. These disparities, often rooted in social, economic, and structural inequalities, contribute to disparities in health outcomes a…

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